Retirement planning is about much more than just saving. It's time to create a more detailed plan towards a retirement date you can live with.

Being prepared financially can go along way to reducing stress and allowing you to enjoy the new life that you are bringing into the world.

In the next two or three decades, it is expected that a great wealth transfer will occur. No matter how much or how little wealth you plan on passing down to your children or grandchildren, you should make it a priority to pass on your financial values to the next generation.